Rob King & Associates, Trail Lawyers | July 22, 2025 | Car Accidents
Car accidents can be terrifying, painful, and exhausting experiences. If you’ve just experienced one, you likely want to put it behind you and move on.
If you’re struggling with medical bills, lost income, and other expenses, however, you might be considering pursuing a personal injury lawsuit. Before taking legal action, it’s worth asking an important question: What’s the average settlement for a car accident case?
What Is The Typical Settlement For A Car Accident?
The handful of personal injury settlements that make the news are often worth well into the millions of dollars. However, these are generally outliers. For every multimillion-dollar car accident case, there are countless smaller (but still substantial) settlements.
Car accident lawsuits are more complex than many people realize, and each one is unique. There’s no real way to calculate an average settlement, and even if you could, knowing the average value can’t help you predict the value of your case.
Factors Influencing Car Accident Compensation Payouts
The most reliable way to get a sense of your case’s potential value is to consult with a car accident attorney. Your attorney will be able to review the facts of your accident and tell you how much compensation you can reasonably hope to recover.
Here are some of the key factors an attorney will look at when determining the approximate value of your case:
The Severity Of Your Injuries
This is one of the most crucial considerations. Serious injuries often cost more over time, and they may permanently diminish your earning capacity. Because these injuries frequently cause significant physical and mental pain, you may receive damages for pain and suffering as well.
The Magnitude Of Your Financial Losses
Economic damages, or compensation for financial losses, typically make up the majority of a car accident settlement. After an accident, you might have trouble keeping up with costs like:
- Medical expenses
- Lost income
- Vehicle repair or replacement
- Transportation to and from medical appointments
You must be able to prove these losses to recover compensation. Do your best to keep all receipts related to the accident in a safe place. Doing so can save you and your lawyer considerable time and energy.
Available Insurance Coverage
Unfortunately, the at-fault driver’s insurance limits will likely determine how much compensation you receive. However, if an uninsured or underinsured driver hits you, you can file a claim with your own uninsured motorist coverage to attempt to make up the difference.
Shared Fault
Indiana is one of several states that use a modified comparative negligence standard. This means that you can still seek compensation if you contributed to your accident as long as you were less than 51% at fault. If you win your case, your damages will be reduced by your assigned percentage of fault.
Common Mistakes That Could Reduce The Value Of Your Settlement
For many injury victims, the legal process is novel and confusing to navigate. To reduce your risk of accidentally sabotaging your claim, do your best to avoid these pitfalls:
- Not seeking immediate medical care
- Failing to attend follow-up care appointments
- Accepting the insurance company’s first offer
- Not maintaining thorough documentation
- Admitting fault (or suggesting that you may be at fault)
- Posting about the case on social media
It’s also a good idea to talk to a lawyer soon after the accident. Your attorney can offer personalized advice to increase your chances of a successful claim.
Contact Rob King & Associates, Trial Lawyers for a Free Consultation With an Indianapolis Car Accident Lawyer
Many of the factors that will influence the value of your car accident settlement are out of your control. However, by seeking prompt medical care, avoiding common pitfalls, and finding an experienced Indianapolis car accident lawyer to represent you, you can greatly increase your odds of recovering the compensation you deserve. Contact Rob King & Associates, Trial Lawyers, today to arrange a free consultation.
For more information, please contact Rob King & Associates, Trial Lawyers to schedule a free consultation with a car accident lawyer in Indianapolis, Indiana, today.
We proudly serve Marion County and its surrounding areas.
Rob King & Associates, Trial Lawyers – Indianapolis Office
22 E Washington St #310
Indianapolis, IN 46204
(317) 916-0000
