
Have you been injured in a car accident in Carmel, Indiana? Rob King & Associates, Trial Lawyers can help you take the next steps after a crash. Call (317) 916-0000 today to schedule a free consultation with a Carmel car accident lawyer and learn how we can protect your rights and pursue fair compensation.
Car accidents can leave you facing medical bills, missed work, and ongoing stress. Our team focuses on handling the legal process, dealing with insurance companies, and building a strong claim on your behalf so you can concentrate on your recovery and moving forward.
Why Choose Rob King & Associates, Trial Lawyers for Help After a Car Accident in Carmel?

At Rob King & Associates, Trial Lawyers, we believe strong legal representation starts with putting clients first. Our firm is built on proven trial experience and a reputation for thorough preparation, strategic advocacy, and professionalism.
Here’s why clients in Carmel, IN, choose us:
- Our experienced team has more than 40 years of combined experience, and we are ready to put our experience to work for you.
- We have recovered tens of millions of dollars for injured clients by preparing every case as if it will go to trial—an approach insurance companies take seriously.
- We’ve been recognized by peers and professional organizations, including membership in the American Association for Justice, the Indiana Trial Lawyers Association, and the Indianapolis Bar Association.
- Members of our team have been named Super Lawyers from 2023 through 2025.
To learn more about how we can help, call us today. We offer a free consultation with a Carmel personal injury attorney.
Why Should I Hire a Car Accident Lawyer?

After a car accident, it can be tempting to handle the insurance claim on your own. However, insurers are focused on protecting their bottom line, not your recovery. Hiring a car accident lawyer can make a meaningful difference in how your claim is handled and the outcome you ultimately achieve.
An experienced attorney can:
- Level the playing field with insurance companies: Insurance adjusters are trained to minimize payouts and may pressure you into a quick settlement. A car accident lawyer understands these tactics and can handle all communications.
- Ensure access to experts: Proving fault and damages often requires more than basic documentation. An attorney can work with accident reconstruction specialists, medical professionals, and other experts to strengthen your claim.
- Gather critical evidence: An attorney knows what evidence matters and how to obtain it, including crash reports, witness statements, medical records, and available video footage.
- Accurate evaluation of your damages: Many accident victims underestimate the true value of their case. A lawyer can assess all of your damages to pursue compensation that reflects the full impact of the accident.
- Managing the legal process from start to finish: Car accident claims involve strict deadlines, detailed paperwork, and procedural rules. A car accident lawyer can handle filings, negotiations, and—if necessary—litigation, allowing you to focus on your recovery instead of legal stress.
In short, hiring a car accident lawyer provides guidance, resources, and advocacy during a challenging time.
How Much Money Can I Get from a Car Accident Case?

After a car accident, it is natural to wonder how much compensation you may be able to recover. The value of a car accident case depends on the specific circumstances of the crash and how it affected you.
The value of a car accident claim often depends on:
- The severity of the accident: more serious collisions typically result in higher-value claims than minor crashes.
- The nature of your injuries: injuries that require extensive treatment or have long-term effects generally increase a claim’s value.
- Who was at fault: clear evidence that another party caused the accident can strengthen your claim.
- Whether liability is disputed: cases with contested fault are often more complex and may affect settlement discussions.
- The available insurance coverage: policy limits and coverage details can influence how much compensation is available.
In short, there is no one-size-fits-all answer. Each car accident case is unique, and its value depends on the facts, evidence, and circumstances involved.
What Types of Damages Are Available to Carmel Car Accident Victims?

If you were injured in a car accident in Carmel, you may be entitled to recover compensation for the losses you suffered. In Indiana car accident cases, damages generally fall into two main categories: economic damages and non-economic damages.
Economic damages cover the financial losses caused by a car accident and may include:
- Medical expenses
- Lost income
- Reduced earning capacity
- Property damage
Non-economic damages address the personal impact of an accident, such as:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Permanent injury or disfigurement
The types of damages available depend on the circumstances of the accident and the harm you suffered. In rare cases where the defendant’s conduct was extreme and outrageous, you might also be able to recover punitive damages.
Can I Receive Compensation if I Was Partially at Fault for a Car Accident in Indiana?

Indiana follows a modified comparative fault rule in personal injury cases. Under this rule, you can still recover as long as you are less than 51% at fault. However, your compensation will be reduced by your percentage of fault. For example, if you are 40% at fault, you’ll recover 60% of the total compensation available.
If you are 51% or more at fault, you’ll be barred from recovering entirely. This rule means that it is critical to have an experienced team on your side to fight back against allegations of fault.
How Long Do I Have To File a Car Accident Lawsuit in Indiana?

Indiana law places a time limit on how long you have to file a car accident lawsuit. In most cases, you have two years from the date of the accident to bring a personal injury claim in court. If you fail to file your lawsuit within this two-year period, you may lose your right to recover compensation entirely.
Because important evidence can disappear and deadlines are strictly enforced, it is important to act promptly after a car accident.
How Much Does It Cost To Hire a Car Accident Lawyer?

Most car accident lawyers in Indiana work on a contingency fee basis, meaning you do not pay anything upfront to hire an attorney. Instead, the lawyer’s fee is a percentage of the compensation recovered on your behalf.
If no compensation is recovered, you typically owe no attorney’s fees. This arrangement allows accident victims to pursue a claim without worrying about out-of-pocket legal costs while their case is pending.
How Can a Car Accident Lawyer Help Me?

An experienced car accident lawyer can step in to manage the legal process and protect your interests while you focus on recovery. Depending on the facts of your case, an attorney may help by:
- Investigating the accident to determine how it happened and who may be legally responsible
- Gathering and preserving evidence, such as police reports, photos, video footage, vehicle damage, and witness statements
- Working with experts, including accident reconstruction specialists or medical professionals, when needed
- Calculating the full value of your claim, including medical expenses, lost income, property damage, and non-economic losses
- Handling communications with insurance companies and opposing parties to avoid costly mistakes
- Negotiating for a fair settlement that reflects the true impact of the accident on your life
- Preparing your case for trial, if a reasonable settlement cannot be reached
Having a car accident lawyer on your side can help level the playing field and ensure your claim is handled thoroughly and professionally from start to finish.
Will My Car Accident Case Go to Trial?

Most car accident cases are resolved without going to trial, but every claim is different. Whether your case ends in a settlement or proceeds to court depends on several factors. For example, your case could be more likely to go to trial if:
- The insurance company denies liability or argues that you were at fault for the crash
- Your injuries or damages are disputed, such as claims that your injuries are minor or unrelated to the accident
- A fair settlement offer is not made, even after negotiations and supporting evidence are presented
- There are complex legal or factual issues that require a judge or jury to resolve
- The other side refuses to negotiate in good faith, leaving litigation as the only option
Although a large majority of cases settle before trial, an experienced car accident lawyer will prepare your case as if it could go to trial, which can strengthen your position during negotiations and help ensure you are ready for any outcome.
Types of Car Accident Claims We Handle

No two car accidents are exactly alike. The cause of the crash, the severity of the injuries, and the insurance issues involved can vary widely from case to case.
At Rob King & Associates, Trial Lawyers, our Indianapolis car accident attorneys represent injured individuals in a wide range of cases, including the following:
Distracted Driving Accidents
Distracted driving—such as texting, using a navigation system, or eating behind the wheel—can lead to serious and entirely preventable crashes. These cases often require careful investigation to prove the driver was not paying attention. An experienced attorney can help gather evidence and build a strong claim on your behalf.
Head-On Crashes
Head-on collisions are among the most dangerous types of car accidents and often result in severe or catastrophic injuries. These crashes may be caused by speeding, impaired driving, or drivers crossing the center line. Our attorneys can investigate the cause of the crash and work to hold the responsible party accountable.
DUI Accidents
Driving under the influence of alcohol or drugs puts everyone on the road at risk. While DUI accidents may seem straightforward, insurance companies may still challenge liability or damages. A car accident lawyer can help protect your claim and pursue compensation for the full extent of your losses.
Hit-and-Run Accidents
Being injured by a hit-and-run driver can be especially frustrating and stressful. Even if the at-fault driver cannot be immediately identified, you may still have options for recovering compensation through your own insurance coverage. An attorney can help you explore every available avenue for recovery.
Rear-End Crashes
Rear-end accidents are often dismissed as minor, but they can cause serious injuries such as whiplash, back injuries, or concussions. These crashes are frequently caused by tailgating, distracted driving, or sudden stops. Legal representation can help establish fault and document the true impact of your injuries.
Speeding Accidents
Speeding increases the force of impact and reduces a driver’s ability to react, making accidents more severe. When excessive speed plays a role in a crash, proving negligence can be critical to your claim. Our attorneys can help show how speeding contributed to the accident and your injuries.
No matter what kind of accident you experienced, a knowledgeable car accident lawyer from our team can evaluate your situation, explain your options, and help you take the next steps toward recovery.
Common Types of Car Accident Injuries

Car accidents can result in a wide range of injuries, some of which may not be immediately apparent. Even seemingly minor crashes can cause serious physical and emotional harm.
Common injuries our clients experience in car accidents include:
- Whiplash and soft tissue injuries
- Broken bones and fractures
- Head injuries and concussions
- Traumatic brain injuries (TBIs)
- Spinal cord and back injuries
- Internal injuries
- Cuts, lacerations, and bruising
- Burn injuries
- Psychological injuries
If you’ve been hurt in an accident, make sure to seek prompt medical attention and consider contacting an attorney as soon as possible.
What Should I Do After a Car Accident?

The moments after a car accident can be confusing and stressful, but the steps you take can have a significant impact on your health and any future insurance or legal claim.
After a car accident, you should generally:
- Check for injuries and call 911 to report the crash and request medical assistance if needed
- Move to a safe location, if possible, and turn on hazard lights to prevent further accidents
- Seek medical attention, even if you feel fine, as some injuries may not show symptoms right away
- Contact law enforcement so that an official accident report can be created
- Exchange information with the other driver, including names, contact details, insurance information, and vehicle details
- Document the scene by taking photos or videos of vehicle damage, injuries, road conditions, and traffic signs
- Gather witness information, if anyone saw the accident happen
- Notify your insurance company, but avoid giving recorded statements or accepting quick settlements
- Avoid discussing fault or posting details about the accident on social media
Once things are stable, speaking with an experienced car accident lawyer can help you understand your options and next steps as you move forward.
Most Common Causes of Car Accidents

In many cases, careless or unsafe driving decisions play a significant role in collisions on Indiana roads. Some of the most common causes of car accidents include:
- Distracted driving
- Speeding
- Driving under the influence (DUI) of alcohol, drugs, or prescription medications
- Reckless or aggressive driving
- Failure to yield the right of way
- Running red lights or stop signs
- Fatigued or drowsy driving
- Poor weather or road conditions
While some accidents are unavoidable, many are caused by negligence. Identifying the cause of a crash is a key step in determining liability and pursuing compensation.
Hamilton County Car Accident Statistics
Hamilton County, where Carmel is located, experienced 8,246 crashes in 2023, ranking it as the county with the fourth-highest number of accidents in the state of Indiana. Twenty-four of the collisions in the county were fatal. As for factors involved in the crashes, 399 collisions were speed-related, and alcohol was involved in 160.
Call Our Carmel Car Accident Lawyers Today for Help

Car accidents in Carmel, Indiana, can leave you dealing with medical bills, lost income, and ongoing stress, but you do not have to face those challenges alone. At Rob King & Associates, Trial Lawyers, we focus on managing the legal process, dealing with insurance companies, and building strong claims so our clients can focus on recovery.
Call today to schedule a free consultation with a Carmel car accident lawyer and learn how we can help protect your rights and pursue fair compensation.