Has an insurance company wrongly denied your claim in Indianapolis, IN? If so, you could be entitled to compensation for the value of your original claim, additional financial losses, and even punitive damages.
At Rob King & Associates, Trial Lawyers, we have over 40 years of combined experience advocating for the rights of accident victims. We have recovered millions of dollars in compensation to help injury victims recover and move forward with their lives after car accidents, truck accidents, workplace accidents, and other incidents.
Contact us today at (317) 916-0000 to schedule your free consultation with an Indianapolis bad faith insurance lawyer.
How Rob King & Associates Can Help With a Bad Faith Insurance Claim in Indiana
Insurance companies are in business to make money, and many of them will do whatever they can to protect their bottom line. This even includes delaying or denying valid claims. Thankfully, the team at Rob King & Associates, Trial Lawyers, is here to help with your claim.
If you suspect the insurance company is acting in bad faith, our Indianapolis personal injury lawyers can help you by:
- Reviewing all the details of your original claim
- Gathering evidence to prove the insurance adjuster’s behavior
- Interviewing current and former employees to establish a pattern of bad faith practices
- Demanding full and fair compensation for all your damages
- Negotiating a top-dollar settlement for your claim
- Filing a bad-faith lawsuit and taking your case to a jury if negotiations stall
If you need help getting the compensation you are rightfully owed from the insurance company, call our law office in Indianapolis, Indiana, today to schedule your free consultation. Our Indianapolis bad faith insurance lawyers can answer your questions and walk you through the legal process.
What Are Bad Faith Insurance Practices?
When you buy insurance coverage, you are entering into a contract with the insurance company. You agree to pay the insurance company regular premiums, and they agree to provide compensation for any covered losses. Part of this contract is an implied duty to act in good faith.
Indiana law identifies several types of actions that are considered unfair claim settlement practices within the state. Some of those include:
- Misrepresenting the terms of your coverage
- Failing to acknowledge a claim promptly
- Failing to investigate a claim promptly
- Denying a claim without any investigation
- Not attempting to settle a claim after liability reasonably has become clear
- Delaying the investigation or settlement of a claim
Keep in mind that not every claim denial is grounds for a bad faith action. Some claims are legitimately denied by the insurance company. To prove your bad faith claim, you will need to show that you had a valid insurance policy, your loss was covered under the policy, and the insurance company intentionally delayed or denied your claim.
What Types of Damages Are Available to Victims of Bad Faith Insurance?
Victims who can successfully prove their bad faith claim may be entitled to recover the amount of their original claim, consequential damages, and even punitive damages. For instance, imagine that you filed a valid claim after a car accident for $50,000 in damages. Since the insurance company denied your claim, you sustained additional damages of $5,000 in medical bills, late fees, and rental car expenses.
You could be entitled to recover the original $50,000 plus the $5,000 in additional damages. Also, you may be entitled to recover punitive damages if you can show that the insurance company acted with fraud or malice. Punitive damages are intended to punish the insurance company for its bad behavior and prevent similar practices in the future.
How Long Do I Have to File a Lawsuit for Bad Faith Insurance Practices in Indiana?
Generally, the statute of limitations for bad faith claims in Indiana is two years. This means that you typically have two years from the date of the claim denial or wrongful action to file a lawsuit. However, the deadline in your case could be different depending on the specific facts of the situation.
Contact Our Indianapolis Bad Faith Insurance Lawyers for a Free Consultation
If you have been the victim of bad faith insurance practices in Indianapolis, IN, the experienced team at Rob King & Associates, Trial Lawyers is here to support you. With over 40 years of combined experience and tens of millions of dollars recovered, we have a proven track record. Let us help you hold the insurance company accountable for its wrongful and unfair actions.
Call us today to schedule a free consultation with an Indianapolis bad faith insurance attorney and let us get to work on your behalf.
